There are many reasons to remortgage - and that's probably why it often feels tricky to understand! Our experts are primed to offer you the best advice and support, whatever your reasons. Perhaps you're coming to the end of your current mortgage deal, and want to escape being stuck on your lender's standard variable rate. Equally, you might just be looking for a better rate full stop! Maybe your property value has increased, or you're suddenly in a position to put more money into your property with overpayments. Or, you may simply be looking to borrow more money, which your current lender won't budge on.
Whatever your circumstances, we're here to help. Our UK based experts know the remortgage market better than anyone, and will be able to guide you through the entire process - not just finding you a good deal, but helping you understand what makes it the best package for you.
We know that when times are tough, or even if you're just exploring your options, you need advice you can trust. It's our mission to help you get that.
We work with the UK's best remortgage experts. You deserve the best - we're here to bring you it.
QuoteHeroes is all about finding you the perfect price - we'll take care of seeing what's out there, so you can be confident you're getting a deal that's a good fit, for a good rate.
We help people like you find solutions every day across the UK. So we know a thing or two about getting things done quick. Fill out the form above, and an expert will be in touch in no time.
Our experts advise based on what's best for you, using the details you provide.
You're never going to be put under pressure to buy from our partners. We're here to help, not to be a nuisance!
When you remortgage your home, you are switching form your current deal and mortgage provider to a new deal, with a new lender. This switch can be for the same amount you owe already, or a new sum - which can be higher or lower. It can sound daunting, but at the end of the day it's nothing to be worried about if you've got expert advice to lean on.
The most important thing about remortgaging is to understand that in order for it to work, you need to get the right deal. The wrong package could cost you more than you pay already, and there are usually some fees associated with the process. After you've found your deal, you need to check any charges that may apply to termination of your current agreement before starting the process with a new lender - they'll take financial information such as proof of salary and your current expenditure. It's then up to them to offer you the new deal - another reason to make doubly sure it's the correct one before you apply. Not sure where to start? We're here to help!
This will of course be different for every application - and your remortgage expert will be able to advise. But generally, you can expect fees around valuation, processing, and conveyancing.
You'll need to research this, and discuss with one of our experts, to know which is right for you. But below are some of the major deal types to get you started:
- Fixed Rate Mortgage
- Tracker Mortgage
- Offset Mortgage
- Discoutned Mortgage
- Capped Rate Mortgage
If you have any questions, submit an enquiry above - our experts know all there is to know, and are more than happy to help.
Answer a few quick questions, we'll set to work finding your perfect quote.
You'll receive a call from a UK Remortgage specialist - they'll be in touch promptly.
Once you're all sorted, your provider will take care of the rest. Nice one!